Flood insurance is a necessity for some homeowners, but what should you be aware of when buying it? Even if your house isn’t in an area that’s usually prone to flooding; there are still risks. Flooding can happen anywhere at any time, which is why it’s best to be prepared by purchasing flood insurance. Here are three things you should be aware of before you buy flood insurance:

You’ll need to know your home’s elevation and how close you are to any water source 

The elevation of your house will help determine your chances of flooding. If it is very low, then the chances for flooding are high. The proximity of your home to nearby lakes or rivers can put your house in flood zones which you should be aware of.

It can be a lifesaver in the event of an unexpected flood 

The act of flooding can be surprisingly common even though we don’t often hear about them–in fact, floods happen every year on average but most go unreported or unnoticed. With good preparation beforehand combined with a solid flood insurance plan you can protect your home and loved ones when disaster strikes.

The cost of flood insurance will vary depending on where you live

The cost of flood insurance can vary depending on where you live, so do your research before purchasing coverage for your home. Some factors to consider are the number of days a year that typically see flooding in the area and what type of construction is used near or around the property. The best way to find out how expensive it will be will depend on asking the right agent who specializes in this kind of coverage. If you are interested in getting help with flood insurance in League City, TX, contact ACU Insurance Services today.