Motorcycle Insurance in Texas

Motorcycle insurance is required in the state of Texas. There are minimum requirements for policies, but you may also want to talk to an agent at ACU Insurance Services in League City, TX to discuss the various policies available. It is important to go beyond the minimums and protect your ride from the dangers that the road can pose.

Motorcycle Insurance Requirements in Texas

You are required to have liability insurance, which will help pay for any property damage or bodily injuries that another person suffers in a crash that is caused by you.

Your policy must cover $30,000 for bodily injury per person and $60,000 total bodily injury to cover multiple people. Also, there must be $25,000 of coverage for damage to property.

Things to Know about Motorcycle Insurance

In Texas, car insurance policies must include personal injury protection (PIP) because Texas is a no-fault state. This covers medical costs if you have injuries in an accident, even if you cause the accident. This is not required for motorcycle insurance, but it is an option that you may want to consider adding to your policy in case you do get hurt in an accident.

Liability insurance only covers injuries and damage to other people, so to protect yourself and your property, you may want to consider additional protection. Additional protections can help pay for damage to your motorcycle, as well as medical payments for your injuries. You can also get additional coverage in case your bike breaks down. Comprehensive coverage will help pay for damage to your bike if it is damaged in a manner other than an accident, which can help protect your investment. Uninsured/underinsured motorist coverage can help you if there is a crash with someone that has not met the state's requirements, and this coverage will cover your costs.

Carrying motorcycle insurance with you at all times is important. If you have an insurance violation, it may be difficult for you to get insurance in the future.

Contact an agent at ACU Insurance Services in League City, TX to get a quote for motorcycle insurance. Our agents are ready to answer your questions and help you get started on a policy.