Renters Insurance in Texas

If you live in a rented apartment or home in Texas, it's important to protect yourself and your space from the unexpected. The landlord has an insurance policy but, it doesn't cover your personal belongings. Renters insurance is a smart way of safeguarding yourself in the event of fire, theft, vandalism, or even a guest injuring them self in your apartment. Renters insurance may help minimize the impact of such events. At ACU Insurance Services we offer insurance coverage for your property loss and damage.

Replacement of personal belongings

An event can occur and damage your personal belongings like clothing, furniture, and electronics. Replacing them is costly. With a renter's insurance policy, we will replace the lost or damaged items to reinstate you to your previous financial status.

Temporary housing

If your rented apartment becomes uninhabitable, we may cover you for temporary housing. We may cover hotel expenses for you and your family as repairs are being done at your home. We may also meet the meal costs for the time spent at the hotel.

Liability

This renter's insurance policy will cover medical bills in case a guest is injured while at your place. It also includes liability coverage if they happen to sue you. It will also cover the cost of repairs if you, your children, pet, or guests damage the unit you occupy.

Protect your Vehicle

Car insurance doesn't protect your car if it is burglarized. It is important to make sure the policy is up to date and that you reach out to your insurance agent to find out what is covered with the belongings in your automobile.

Having renter's insurance coverage in place not only helps protect you and your personal belongings, but it also gives you the peace of mind that comes with knowing you have a safety net in place in the event of an insured calamity occurring. We, at ACU Insurance Services, help our customers acquire a renter's insurance policy that meets their specific needs and requirements. Reach out to our Texas agents for answers to questions and to have a guide when starting a policy.