ACU Insurance Services believes that insurance best protects you when you understand what it does for you. The homeowners’ insurance you buy to protect your League City, TX, home protects you from financial loss from many perils but not from termite damage.

Homeowners’ Policies Don’t Cover Creeping Threats

Home insurance policies do not cover termite damage. The insurance industry considers it a creeping threat that a homeowner could discover by doing an annual property inspection. The perils coverage of your homeowners’ policy protects against sudden loss, such as fire or theft. Those perils you can’t fully prevent, but you can prepare for them.

Proper Maintenance Prevents Termite Damage Homeowners can prevent termites from damaging their homes. Each year, they should examine their homes, especially the typically unseen areas, like the attic, basement, crawl space, and garage rafters. Termites start in those areas closest to the exterior of the home and work their way in. When they eat wood, termites leave small trails where they munch, making their meals easy to spot.

Stopping Termites in Their Tracks

Termites take many years to cause serious damage, so an annual inspection uncovers their early work. When you spot termites or evidence of them, call a pesticide firm to spray your home. A termite exterminator can kill off the vermin quickly and at a reasonable cost. When addressed quickly, a termite infestation costs no more than a visit from the exterminator.

Contact Our Insurance Agency Today

No homeowners’ policy covers termite damage, but at ACU Insurance Services, we help our customers in and around League City, TX, better understand what their homeowners’ policies and other insurance cover. Let us help you better protect your home. Call or email us today.